Frequently Asked Questions
Last updated: 2026-09-13
Is SwayAura a lender?
No. SwayAura is a connection service. It routes your completed form to lenders in its network. Any offer you receive comes from the lender who responds, not from SwayAura.
Will this affect my credit?
SwayAura does not run a credit check. If a lender in the network responds to your request and you decide to continue, that lender may run their own review.
What happens after I submit?
Your request is forwarded to lenders who serve your state. A lender may respond on-screen immediately or contact you shortly after.
How large a request can I make?
Requests on this page range from $100 to $5,000. Whether a lender can match that amount depends on their own policies and your submitted details.
Is there a cost for submitting?
No. SwayAura is free to use. The service is funded by lenders in its network. Any charges from a lender appear in their offer before you agree to anything.